Investment Real Estate Group

Want a 3% mortgage rate in 2024??

Welcome to The World of Assumable Loans!

Whether you're buying or selling a property in 2024 you need to know about assumable loans.

On the ARMLS (Arizona Regional Multiple Listings Service) there are approximately 16,000 homes for sale at any given time.  Out of those listings, there are around 700-800 properties with assumable loans. However, rarely any listings are ever listed accurately. Most listing agents don't know what an assumable loan is making it impossible to accurately provided accurate loan information and identify the property they have listed has an assumable loan.

At the Investment Real Estate Group, we scrap data from local tax records to identify what type of financing was used to purchase or refinance the house and cross reference that data with local active listings from the ARMLS.

The Search below allows you to sort through all assumable loans available in The Valley, please see links below for investor opportunities, VA assumable loans or loans that can be assumed for primary use only.


VA Assumable Loans

Assumable Loans for Primary Use Only

Assumable Loans for Investors





Assumable Loans Listings

4 Beds 2.5 Baths 6708472 MLS 2,226 SqFt.
Situated on just over an Acre, this Santa Fe beauty features 4 bedrooms, 2.5 bath and a 4 car garage! Upon entry, you are greeted with an open concept living area, natural lighting, a 12ft slider, wood plank tile throughout, a split floor plan, 10 ft ceiling's, and NEW interior paint.. but that is just the beginning. The kitchen boasts beautiful rich cognac cabinetry, vent hood, a gas range, an impressive tile backsplash, NEW single basin sink, stainless steel appliances, a NEW R/O system, and gorgeous granite that has been freshly cleaned/sealed. A butlers pantry is just off the kitchen which provides ample storage for foods, kitchen appliances, a coffee bar, and more. Just off the main living space, A cocktail bar displays the same rich cognac cabinetry and granite countertops... providing a cohesive look and is equipped with storage, a wine rack, and mini fridge. Down the hall you'll find 3 oversized secondary bedrooms one of which has direct entry to the back patio. The secondary bath displays a dual height vanity with granite countertops, and a tub/shower combo with neutral tile that runs to the ceiling. The oversized powder room offers a fun vanity with a modernized vessel sink, granite countertops and black fixtures perfect for guests. The Laundry room is a dream with shelves, storage, a folding station and sink. The primary suite presents a show-stopping electric fireplace with a wood mantle and space for art or a television above. You'll also find a shiplap accent wall adding to the overall aesthetic. Slide open the barn door and you'll enter the primary bathroom suite featuring not one but two walk- In closets, separate vanities with granite countertops, a walk in tile shower, toilet closet, and a separate entry to the back patio. The 4 car garage is equipped with a utility sink, NEW water softener, direct entry to the back yard, storage units and a work bench. Step out back to the extended patio and take in the Mountain View's you'll see from every corner. You'll find an Additional 12X16 storage shed and a fully fenced backyard completed with cinderblock and a total of 5 custom gates providing easy access for RV's, trailers, Toys and more.

6674 W Palomino Way, Coolidge

4 Beds 2 Baths 6707687 MLS 1,875 SqFt.
Welcome to 1663 W HOPI DR, Coolidge, AZ 85128, where comfort and charm converge in this inviting ranch-style retreat. Step inside to find a sophisticated study just off the foyer, setting the tone for the elegance that awaits. The spacious kitchen boasts a custom backsplash, stainless steel appliances, and a generous walk-in pantry, complemented by an expansive granite island perfect for gathering. Flowing seamlessly into the dining area and great room, this space is ideal for both everyday living and entertaining. Throughout the home, wood-like tile flooring adds warmth and style to every room. Enjoy effortless transitions from indoor to outdoor living with a stylish sliding-glass door leading to a tranquil covered patio overlooking the spacious, low-maintenance backyard. With... Welcome to 1663 W HOPI DR, Coolidge, AZ 85128, where comfort and charm converge in this inviting ranch-style retreat. Step inside to find a sophisticated study just off the foyer, setting the tone for the elegance that awaits. The spacious kitchen boasts a custom backsplash, stainless steel appliances, and a generous walk-in pantry, complemented by an expansive granite island perfect for gathering. Flowing seamlessly into the dining area and great room, this space is ideal for both everyday living and entertaining. Throughout the home, wood-like tile flooring adds warmth and style to every room. Enjoy effortless transitions from indoor to outdoor living with a stylish sliding-glass door leading to a tranquil covered patio overlooking the spacious, low-maintenance backyard. With four bedrooms, including a luxurious owner's suite complete with dual walk-in closets and a lavish walk-in shower, this floor plan ensures comfort and relaxation for all. Discover the perfect blend of convenience and sophistication at 1663 W HOPI DR.

1663 W Hopi Drive, Coolidge

3 Beds 1 Baths 6707645 MLS 966 SqFt.
Welcome to your fully remodeled desert retreat, where charm meets modern comfort on nearly 1.25 acres with stunning views of the Superstition Mountains! As you step inside, you're greeted by a fresh palette of paint, new vinyl plank floors, and stylish blinds that complement the natural beauty outside. The heart of this cozy home is its updated kitchen, where thoughtful touches elevate the space without sacrificing its intimate charm. New cabinets and quartz countertops provide ample storage and workspace, while recessed can lighting and new faucets add a touch of sophistication to the room's ambiance. The kitchen features a new stove and microwave, ready to inspire your culinary adventures. Just steps away, a versatile casita/outbuilding awaits. Once an army barracks, now transformed into a comfortable space for guests, a home office, or a personal retreat. Remodeled with the same attention to detail as the main house, this cozy hideaway features new floors, recessed lighting, cabinets, countertops, and a mini-fridge, ensuring comfort and convenience for your guests or personal enjoyment. The bathroom boasts a new pedestal sink and a storage cupboard, maximizing both functionality and style. A newer bathtub, toilet, and faucets complete the space, adding a touch of modern elegance. Outside, the expansive lot beckons with its endless potential. With no HOA restrictions, imagine creating your own outdoor paradise, complete with room for horses, a boat, RV, or whatever your heart desires. Whether you're seeking adventure or simply crave peace and quiet, this property offers the perfect blend of privacy and convenience. Don't miss your chance to own this charming desert oasis - experience the beauty and tranquility of Arizona living for yourself!

2251 W Moon Vista Street, Apache Junction

3 Beds 3 Baths 6703234 MLS 1,937 SqFt.
You will want to see this gem for yourself! Mulberry is a very well maintained community that is family friendly with beautiful amenities! Step into this home from the cute front porch to LVP flooring throughout. Upgraded base boards, neutral pallet, and a split floorpan...this home has all the right updates. This kitchen features granite counters, a gorgeous white apron farmhouse sink, fridge included, updated stainless appliances installed after build, gas stove with griddle burner and air fry oven option, reverse osmosis at sink and fridge, and stunning crystal pendants at breakfast bar. The master suite has all the room you need with a generous closet, double sinks in bathroom, and separate tub/shower. Extra finishes were also made in great room with a modern wood accent wall. 3 car garage for extra storage or your toys makes this home so practical. In the garage you'll also find the water softener, and storage shelving with a man door for easy access to garbage cans with extended pavers on the south side of home. Front and backyard are as low maintenance as a gets with artificial turf and pavers. The backyard is for entertaining with an extended patio covering the drop-in ice chest, built in grill, and table top fire pit. And to top it all off.....there is solar, paid for and owned, to keep all your utility bills low and efficient. Such a great location to freeway access, shops, restaurants, and the Mesa Market!

2662 S Chatsworth --, Mesa

3 Beds 2 Baths 6704424 MLS 1,903 SqFt.
Assumable VA loan at 3.25%!! Welcome to Your Waterfront Dream: A Stunning Single Story Retreat in the Heart of Lakes at Rancho El Dorado. Imagine waking up every morning to the serene views of a sparkling waterfront right in your backyard. Better than new - built in 2021 and move in ready. From the moment you walk through the front door, you'll be enveloped in an atmosphere of airy openness and inviting warmth. The layout is thoughtfully designed to enhance your living experience, boasting high 10-foot ceilings and a floor plan that flows seamlessly from room to room. Indoor-Outdoor living at its finest with a 12ft, 4 panel view wall, that leads out to your backyard and extended covered patio to enjoy the tranquil views offered by your waterfront backyard. Whether you're a seasoned ... chef or just starting to explore your culinary skills, this kitchen is equipped to handle it all. Granite countertops provide plenty of workspace, complemented by a large center island that invites family and friends to gather round. The upgraded espresso-staggered cabinets offer abundant storage, while the state-of-the-art gas range makes cooking a delight. Upgraded 8' garage door is perfect for your larger vehicles. All appliances are included. The Lakes at Rancho El Dorado isn't just about luxurious homes; it's about community and lifestyle. The community amenities include walking trails, parks, and lakes, catering to all ages and interests. Easy access to HWY 347 for valley commuters, just 30 miles to Sky Harbor, 20 miles to Intel and other Price Corridor companies and only a few miles from an A rated charter school. Wide range of restaurants and grocery stores to choose from including Sprouts. After months of anticipation, the City of Maricopa is excited to announce the reopening of the newly renovated state of the art Copper Sky Aquatic Center. The sellers thought this would be their forever home but they have to move back east. It might just be the 'forever home' you've been searching for! We invite you to come see this stunning waterfront oasis for yourself. Don't miss this opportunity - this one is a dream come true!

40735 W Agave Road, Maricopa

4 Beds 2.5 Baths 6705749 MLS 2,917 SqFt.
Welcome to your sanctuary at Desert Mesa Drive! Nestled in the heart of Surprise, this stunning residence offers the perfect blend of comfort, style, and convenience. As you step inside, you're greeted by the spacious and airy interior adorned with updated wood plank floors that exude warmth and charm. The main level features a versatile flex room, ideal for a home office or additional living space, offering endless possibilities to suit your lifestyle needs. The heart of this home lies in its beautifully updated kitchen, designed to satisfy the most discerning chefs. With double ovens and ample counter space, meal preparation becomes a joyous experience. Whether you're hosting intimate gatherings or entertaining on a grand scale, this kitchen is sure to impress. Upstairs, discover a relaxing loft area, perfect for unwinding after a long day or enjoying family game nights. The four generously sized bedrooms provide ample space for rest and relaxation, ensuring everyone has their own private retreat. Outside, your personal oasis awaits. Step into the backyard and be greeted by the tranquil sounds of the pebble tech saltwater pool waterfall, creating a serene atmosphere for morning coffee or evening relaxation. Take a refreshing dip in the hot tub, perfect for soothing tired muscles after a busy day. Gather around the firepit on cooler evenings, creating memories with family and friends under the starlit sky. For those who love to entertain, the built-in backyard BBQ is a dream come true, offering the ideal setting for outdoor gatherings and culinary delights. Additionally, the garage is equipped with built-in cabinets, providing ample storage space for all your tools and equipment. Located in a desirable neighborhood, this home is conveniently situated near shopping, dining, entertainment, and top-rated schools, making it the perfect place to call home.

25954 N Desert Mesa Drive, Surprise

5 Beds 3.5 Baths 6704506 MLS 4,637 SqFt.
Step into luxury and convenience with this stunning Camelot home in the gated community of Canyon's Edge in Sonoran Mountain Ranch. This spacious 4,637 sq ft property boasts 5 bedrooms and 3.5 bathrooms, including a permitted remodel that created a Next Gen attached casita featuring a separate bedroom, bathroom, living room, and kitchenette, ideal for guests or multi-generational living. Discover a gorgeous entry and private courtyard that sets the tone for elegance and tranquility. Inside, the gourmet kitchen features a gas range, granite countertops, stainless appliances and a butler's pantry. The oversized primary suite is a retreat in itself, offering ample space and a spa-like bathroom with dual vanities, a soaking tub, and a separate shower. Upstairs, discover two large bedrooms with a full bath, along with an enormous loft perfect for entertainment or a home theater. Enjoy breathtaking 360-degree mountain views from the comfort of your home. Step outside to your private oasis with a resort-style pool and putting green, or unwind on the extended patio while taking in the serene surroundings. The home's new exterior paint adds to its curb appeal and ensures a fresh, modern look. This property offers the perfect blend of luxury, functionality, and breathtaking views, making it an ideal retreat for families or those who love to entertain. Experience the best of Sonoran Mountain Ranch living in this exquisite home.

6746 W Roberta Lane, Peoria

3 Beds 2.5 Baths 6703426 MLS 1,717 SqFt.
Privately located in the rear of the community.... This 3 bedroom, 2 ½ bath has just 1 a joining neighbor. Attached 2 ½ car garage connects the home to your private covered patio with access gate to the common area. Downstairs has a nice open Great Room with a separate dining space along with nook in the kitchen, breakfast bar with additional space perfect to be uses as a sitting room or additional dining. The entertaining space in this home is very desirable and hard to find. French doors lead you into your very private patio perfect for spending time with friends & family. The kitchen is nicely upgraded with granite countertops, newer cabinets and stainless appliances. Plenty of storage space to include behind the custom barn door. Fireplace with granite surround the crown molding adds such a custom touch. Tile flooring covers the downstairs. Upstairs includes split bedrooms. Update 2nd bathroom and the master bedroom boasts vaulted ceilings, bay window and two closets. The master bath has dual vanities and private water closet. Throughout the home are Plantation Shutters, updated lighting and ceiling fans. Newer Trane HVAC just 8yrs old, roof replaced in May 2022, new garage door springs, opener with WIFI for easy access. Water, Sewer, & Garbage included in HOA. Community pool! Close to 101 and walking distance to Amberwood Park & near Chandler Fashion Center for easy access to shops, restaurants and entertainment. This is one is a Must See!

2875 W Highland Street Unit 1154, Chandler

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